Wednesday, May 30, 2012
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Can you recomend a Mortage company that will finance after a chapter 7?

If I can’t file another bankruptcy for 10 years, why would I be considered a bad risk to finance a home? Bankruptcy does not prove that a person can not manage money. They may have had lots of medical bills that were impossible to pay. I have no debt at this time and am looking for a mortgage company that will consider me. I am looking at a home that is very cheap where I can pay for it only making minimum wage. Anyone have a suggestion?


2 Comments

  1. if you have 20% down you should have no problem if you dont have 20% and a 6 month emergency fund keep renting till you do. and never have a payment more than 1 weeks take home pay

  2. well the bankruptcy will not keep yo from getting a house loan!!! if you have a steady stream of income and the 20% to put down on a home folks will be glad to talk to you!!!